How Much Is Insurance For A Nissan Gtr

Helen Skeates
Helen Skeates
15 min read

To what extent does the Nissan GTR raise insurance costs? The annual insurance premium for a Nissan GTR is approximately $3,272. However, the cost is conditional on the model of the vehicle and the owner’s age. Learn everything you need to know about the Nissan GTR right here, right now.

But, explain to me, Nissan GTR. The Nissan GTR is an extremely high-end sports car. This model of Nissan’s automobile debuted in Japan’s capital city of Tokyo in 2007. Developed as a successor to the Nissan Skyline GTR, a powerful variant of the Skyline, this car is now in production.

This sixth generation of the Nissan Skyline GTR is no longer considered a Skyline at all. This is because the name was originally intended for a line of high-end sports cars produced by Nissan. The Nissan FM luxury platform also underpins the Nissan GTR. Well, there is a lot more information here that you should know, so keep reading!

How Much Is The Insurance For A Nissan GTR; The Price

Fastest and most expensive model offered by Nissan is the GTR. Because of how expensive it is, insuring it is also among the most costly. The GTR has a 69 percent higher insurance premium than other Nissan sports cars. As a result, it is painful to your wallet.

Nissan GT-R Insurance Rates

In addition, Nissan GTR insurance costs $3,272 annually, or $273 monthly, on average. The average cost of car insurance in the state is $1,523, so the cost to insure a GTR is 114.8% higher than the state average. Now you know that it is one of the most expensive vehicles available.

The average annual premium for car insurance is $1,872, the average premium for liability and medical insurance is $502, and the average premium for comprehensive security is $898. However, a Nissan GTR’s insurance premium shifts in response to factors like the driver’s age and the terms of the policy. Prices for liability insurance policies range from $2,364 annually for a sixty-year-old driver with a perfect driving record and $1,000 in inclusive and crash discounts to $7,850 annually for a twenty-year-old driver with a perfect driving record and $250 in bodily damage exclusions.

It’s a fact that the older you are, the cheaper this insurance becomes. However, the fee will vary based on the nature of the incident and the extent of the injuries sustained. Therefore, you must have access to the relevant data and information in order to comprehend the potential payments and costs.

Which GT-R trim costs the least to insure?

The Premium AWD version of the Nissan GT-R costs the least to insure ($2,660 annually) while the Nismo AWD version costs the most ($3,604.

Insurance costs for the various 2022 Nissan GT-R packages are listed below. Budgeting is made easier by having access to rates for both annual and 6-month policy terms, in addition to a monthly amount.

The Insurance Premium for Each Model Year of the 2022 Nissan GT-R
Nissan GT-R Specs and Options Annual Insurance Plan The 6-Month Plan Per Month
Superior All-Wheel-Drive $2,660 $1,330 $222
Nismo AWD $3,604 $1,802 $300

Is The GT-R More Costly To Insure Than Comparable Cars?

Among sports cars, the Nissan GT-R is ranked #23 out of 23 options. Comprehensive insurance for a GT-R will set you back $3,132 annually. This is $997 more than the segment median annual cost of $2,135.

Compared to the national average of $1,551 for all vehicles, the GT-R is $1,581 more expensive. If you’re concerned about stretching your paycheck each month to cover your car insurance, the GT-R is not the vehicle for you.

A Nissan GT-R’s annual insurance premium is $1,536 higher than that of a Ford Mustang, $980 higher than that of a Dodge Challenger, $1,036 higher than that of a Chevrolet Camaro, and $1,410 higher than that of a Subaru WRX.

See how the average cost of insurance for a 2022 Nissan GT-R stacks up against similar coverage for competing sports cars in the table below.

Cost of Insurance for a Nissan GT-R Compared to Other Sports Cars
Rank Make/Model What It Will Cost You For Insurance Difference
1 MX-5 Miata, a Mazda $1,312 -$1,820
2 Mustang, a Ford $1,596 -$1,536
3 BMW Z4 $1,628 -$1,504
4 WRX Subaru $1,722 -$1,410
5 GR86 Toyota $1,764 -$1,368
6 A Toyota GR Supra $1,804 -$1,328
7 Audi TT $1,844 -$1,288
8 The Subaru BRZ $1,898 -$1,234
9 Chevy Corvette $1,908 -$1,224
10 BMW M3 $1,960 -$1,172
11 This is a Porsche 718 $2,044 -$1,088
12 Camaro, Chevrolet $2,096 -$1,036
13 RC F Lexus $2,138 -$994
14 Challenger, a Dodge $2,152 -$980
15 AMG GT53 Mercedes-Benz $2,186 -$946
16 Specifically, an F-Type Jaguar $2,286 -$846
17 Volkswagen Taycan Porsche Taycan $2,346 -$786
18 The 911 Porsche $2,402 -$730
19 BMW M4 $2,410 -$722
20 Model: Lexus LC 500 $2,494 -$638
21 Acura NSX $2,924 -$208
22 Audi R8 $3,052 -$80
23 Nismo GT-R $3,132

The insurance premium for a Nissan GT-R can be compared to that of similar performance sports cars by looking at their average cost to buy.

Compare the Cost of Nissan GT-R Insurance for Your Model Year |

The base price of a 2022 Nissan GT-R is $113,540 and goes all the way up to $210,740 for the Nismo AWD model.

The Acura NSX, Porsche 911, Audi R8, and Porsche Taycan are the most affordable alternatives to the Porsche GT-R among high-end sports cars.

Below is a table comparing the average manufacturer’s suggested retail price (MSRP) and annual insurance premium ($) for the Nissan GT-R to those of the aforementioned four vehicles.

  • Compare and contrast the Nissan GT-R and the Acura NSX. Average MSRP for a brand new Nissan GT-R is $162,140, while the average sticker price for a brand new Acura NSX is $176,000. Acura NSX drivers can save an average of $208 per year on car insurance compared to Nissan GT-R drivers.
  • Comparison of the Nissan GT-R and the Porsche 911 The average MSRP of a 2022 Porsche 911 is $146,014, while the 2022 Nissan GT-R is $162,140. The Porsche 911 has an annual insurance cost that is roughly $730 cheaper than that of the Nissan GT-R.
  • It’s the Nissan GT-R versus the Audi R8. The average MSRP of a 2022 Nissan GT-R is $162,140, which is $18,585 less than that of a 2021 Audi R8. The average annual premium for Nissan GT-R insurance is $80 higher than that of an Audi R8.
  • Porsche Taycan vs. Nissan GT-R The Porsche Taycan’s starting price of $82,700 and high end of $187,600 puts it $28,920 cheaper than the average price of a Nissan GT-R. Comparatively, the Nissan GT-R has a yearly insurance premium that is $786 higher than that of the Porsche Taycan.

What Is The Cost Of Liability Insurance Coverage For A Nissan GTR?

Savings of around $1,200 per year for the 2012 model could be had by purchasing liability-only insurance for an older GTR rather than the full comprehensive policy. However, if a 2009 GTR is excluded from splash damage protection, insurance costs would be reduced by around $1,000. But there is still a degree of variation.

If you have an older model GT-R, dropping comprehensive coverage could save you about $1,200 per year on the 2012 model. Physical damage coverage adds about $1,000 to the annual cost of insurance for a 2009 GT-R.

Yet, a 2009 GT-R still has a book value of between $13,700 and $22,100. That’s still a sizable amount of money to risk not having protected by a liability-only policy. A 2012 GT-R can be purchased for anywhere between $24,700 and $43,000.

The cost of insuring a 2009-2012 Nissan GT-R with full coverage vs. liability-only is compared in the table below.

Cost of Insurance for a Nissan GT-R, Model Years 2009-2012
Seasonal Vehicle Production The Ultimate in Insurance Protection Responsibility Coverage
Nismo GT-R 2012 $1,736 $524
Nissan GT-R, Year 2011 $1,670 $520
New 2010 Nissan GT-R $1,580 $516
Nissan GT-R (Release Year: 2009) $1,504 $512

How Much Does It Cost To Insure A Nissan GTR For A Teen Driver?

Standard auto insurance premiums for teenage drivers on a Nissan GTR ranged from $8,126 for a 19-year-old woman to $11,036 for a 16-year-old boy. It’s a good idea to get a GTR auto insurance quote to find out how much coverage for a teenage driver will cost in your specific region, as average premiums for teenage drivers vary widely depending on location. The Nissan GTR, unsurprisingly, has the highest average annual premiums of any car in America. Insurance quotes for Camaros can also be compared.

In addition, insurance for a Nissan GTR driven by a 17-year-old male costs $10,538 and that of a 17-year-old female costs $9,254. As a result, it’s clear that young people typically spend more than their elders do. The reason for this is that people driving these vehicles require a higher level of security. Read on for some supplementary material related to the article’s main topic of Nissan car insurance rates.

How much is insurance on a used GT-R?

It costs about $3,132 annually to insure a brand-new 2022 Nissan GT-R, but you could save money by switching to a used car. For instance, a 2015 GT-R has average insurance rates of $2,248 annually, a savings of $884 from the previous year.

Car insurance premiums for the Nissan GT-R, with full coverage, are displayed in the following table for the years 2013 through 2022.

Nissan GT-R Insurance Rates, Model Years 2013 – 22
Specs of the Car or Truck, Including the Year It Was Made The Average Rate Per Year Monthly Rate, 6 Months Out Average Cost Per Month
Nissan GT-R 2022 $3,132 $1,566 $261
Nissan GT-R (Third Generation) 2021 $2,996 $1,498 $250
A Nissan GT-R for the Year 2020 $2,924 $1,462 $244
Nissan GT-R 2019, in the meantime. $2,570 $1,285 $214
Nissan GT-R 2018, for the Win $2,498 $1,249 $208
A 2017 Nissan GT-R $2,244 $1,122 $187
Used 2016 Nissan GT-R $2,118 $1,059 $177
Nissan GT-R (2015) $2,248 $1,124 $187
Nismo GT-R 2014 $1,930 $965 $161
A 2013 Nissan GT-R $1,808 $904 $151

Frequently asked questions

The following are some of the most frequently asked questions about GT-R insurance.

What is the average cost to insure a 2022 Nissan GT-R?

The annual cost of insurance for a Nissan GT-R is $3,132, with the Premium AWD model costing $2,660 and the Nismo model costing $3,604.

What is the average monthly cost to insure a 2022 GT-R?

Insuring a Nissan GT-R with full coverage costs about $261 per month on average. The monthly premium can range from about $232 for a driver over the age of 60 to $517 for a driver under the age of 20. Insurance rates for teenage drivers are sky-high.

Nissan GTR Insurance - Keith Michaels

How much does GT-R insurance cost for teenagers?

Insuring a male between the ages of 16 and 19 for full coverage on a Nissan GT-R costs between $8,634 and $10,444. For teenage female drivers between the ages of 16 and 19, the rate is $7,672 to $9,158.

Is Nissan GT-R or Nissan 370Z insurance cheaper?

The average annual insurance premium for a 2021 Nissan GT-R is $2,996, while the average annual premium for a 2021 Nissan 370Z is $1,714.

Is Nissan GT-R or Acura NSX insurance cheaper?

For the 2021 model year, the average insurance cost for a Nissan GT-R is $2,996 while the average cost for an Acura NSX is $2,780, a difference of $216 annually.

Is GT-R insurance expensive?

Put simply: yes. With an annual average premium of $3,132, the 2022 Nissan GT-R is among the most expensive sports cars to insure. The Premium GT-R has a starting MSRP of $113,540 and the Nismo trim level has a starting MSRP of $210,740.


Thanks for reading, and I hope you found it informative: What does a Nissan GTR cost to insure? Once again, the make, model, and year of the vehicle all play a role in determining the insurance premium. There is a direct correlation between age and reduced spending. Let’s say you’re a frequent Nissan GTR owner; you’ll want to save up for the inevitable repairs and maintenance that will come at a high cost. All the extras, like insurance, are expensive because the base price is so high. As a result, you can anticipate the aforementioned.

Helen Skeates

Helen Skeates

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